Lease Programs
Buy-Out
This plan allows you to buy the equipment at the end of the lease term for $1. For companies who intend to keep the equipment beyond the end of the lease, this is typically the best option. In essence, you are building "equity" in the equipment. This is similar to a money over money loan but you may still be entitled to the tax benefits of a lease (please consult your tax advisor). This lease structure is also known as a Capital Lease.)Horizon Capital Corp is located is Denver, CO and is focused on providing a wide range of financing solutions for equipment acquisitions across all industry segments.
Operating Lease
This structure provides the lessee with the greatest flexibility and the lowest monthly payment. At the end of the lease term, the lessee may purchase the equipment for its then Fair Market Value, continue leasing the equipment , or return the equipment.
Deferred Payment
This program is attractive to companies in which the equipment will be used for a project that won't generate revenue for a short period of time, possibly three to six months. The lease is structured so that the initial months have nominal or no payments.
Seasonal Payment
This lease is designed for those businesses with seasonal cash flows. We can design a lease where the payments might be lower during the summer months and higher during the rest of the year.
Step-up / Step-down payments
This can be structured so that lease payments can be set up to match a company's cash flow needs. Payments can start low and then increase during the later years of the lease, or payments can start high and then decrease, minimizing finance charges.
Municipal Lease
This can be structured so that lease payments can be set up to match a company's cash flow needs. Payments can start low and then increase during the later years of the lease, or payments can start high and then decrease, minimizing finance charges.